http://www.freecreditreportuk.co.uk credit report information for uk residents Tue, 17 Feb 2009 13:16:40 +0000 http://backend.userland.com/rss092 en Mortgage lenders have drawn up a plan to help kick-start the mortgage market amid falling house prices and a squeeze on the availability of home loans. The Council of Mortgage Lenders (CML) have put forward a plan to free up UK banks and building societies to offer new home loans. It wants ... http://www.freecreditreportuk.co.uk/2009/02/plans-put-forward-to-lift-uk-mortgage-lending/ APACS, the UK payments association, has published figures showing a 200 percent increase in the number of phishing attacks in the UK. During the period January to March 2008 there were 10,000 reported incidents a new record. Phishing is the name given to false emails that claim to be from banks and other financial ... http://www.freecreditreportuk.co.uk/2009/02/200-percent-increase-in-phishing-incidents-during-the-first-quarter-of-2008/ Ordering your free credit report is easy and simple. Click Here or on one of the banners to be transported directly to the Credit Expert site then simply fill in the short 4 step form and you’ll gain instant access to the Credit Expert service from Experian were you can ... http://www.freecreditreportuk.co.uk/2009/02/how-do-i-order-my-free-credit-report/ Avoid making late payments try to pay on time setting up direct debits can help you to avoid human errors in forgetting to pay a bill. If you are declined frequently, your credit report will have tell-tale searches recorded, and no account information – lenders will assume that you have had ... http://www.freecreditreportuk.co.uk/2009/02/how-can-i-improve-my-credit-rating/ Your credit report enables you to see who has viewed your credit information either for credit applications or otherwise. This is recorded in the credit applications and searches section of your credit report – searches are kept on report for 2 years and enables you to see who has viewed ... http://www.freecreditreportuk.co.uk/2009/02/who-else-has-seen-my-credit-report/ You have a statutory right under section 159 of the Consumer Credit Act 1975 to have errors corrected on your credit report.    To do this, if the error relates to payment history information, you will need to contact the lender directly. As every month, lenders report your payment history to the ... http://www.freecreditreportuk.co.uk/2009/02/what-should-i-do-if-there-are-errors-on-my-credit-report/ Unfortunately we are unable to answer this question. The organisation you applied to made this decision and different lenders base their decision on different factors. We are not told why you have been refused so you would have to ask the lender concerned. It may be that the information on your ... http://www.freecreditreportuk.co.uk/2009/02/can-you-tell-me-why-i%e2%80%99ve-been-refused-credit/ When you register with Credit Expert - the credit monitoring service from Experian. You gain unlimited online access to your credit reports as well as alerts  by e-mail or SMS text to significant changes to information held about you for as long as you subscribe to the service. A monthly membership fee is payable though if you wish to ... http://www.freecreditreportuk.co.uk/2009/02/how-can-i-obtain-regular-credit-reports/