http://www.freecreditreportuk.co.uk Just another WordPress weblog Fri, 05 Sep 2008 15:24:05 +0000 http://backend.userland.com/rss092 en Homebuyers will not have to pay stamp duty on properties costing £175,000 or less for the next 12 months. The current £125,000 threshold will be raised as part of a package of measures aimed at boosting the housing market. Someone buying a home for £175,000 will save £1,750 under the scheme, which ... http://www.freecreditreportuk.co.uk/2008/09/stamp-duty-axed-on-homes-below-175000/ Mortgage lenders have drawn up a plan to help kick-start the mortgage market amid falling house prices and a squeeze on the availability of home loans. The Council of Mortgage Lenders (CML) have put forward a plan to free up UK banks and building societies to offer new home loans. It wants ... http://www.freecreditreportuk.co.uk/2008/07/plans-put-forward-to-lift-uk-mortgage-lending/ Mortgage lenders Bradford & Bingley, First Direct and Co-operative Bank have all raised the cost of its fixed-rate home Mortgages. Bradford & Bingley has increased the cost of its fixed rate residential loans of between 0.5% and 0.7%. First Direct increased its two-year fixed deal by 0.16% to 6.15%. The Co-op upped ... http://www.freecreditreportuk.co.uk/2008/06/three-lenders-raise-mortgage-rates/ Mortgage lending to home buyers has hit its lowest level for 33 years, according to figures from the Council of Mortgage Lenders (CML). Just 47,000 such mortgages were lent in March, taking the total for the first three months of the year to 142,000. This has been the lowest quarterly ... http://www.freecreditreportuk.co.uk/2008/05/mortgage-lending-hits-its-lowest-level-for-33-years/ Ordering your free credit report is easy and simple. Click Here or on one of the banners to be transported directly to the Credit Expert site then simply fill in the short 4 step form and you'll gain instant access to the Credit Expert service from Experian were you can ... http://www.freecreditreportuk.co.uk/2008/04/how-do-i-order-my-free-credit-report/ Yes the Credit Expert service is provided by Experian the UK's largest and number one used credit reference agency, all the details you enter on the site are protected by SSL (Secure Sockets Layer), a proven coding system that allows your browser to automatically encrypt or scramble data before it is ... http://www.freecreditreportuk.co.uk/2008/04/is-the-credit-expert-service-safe-to-use/ You have a statutory right under section 159 of the Consumer Credit Act 1975 to have errors corrected on your credit report.    To do this, if the error relates to payment history information, you will need to contact the lender directly. As every month, lenders report your payment history to the ... http://www.freecreditreportuk.co.uk/2008/04/what-should-i-do-if-there-are-errors-on-my-credit-report/ When you sign up to Credit Expert you'll recieve full acces to your experian credit report. This will contain the following information: Your payment history – usually shows credit card and store card accounts, loans, mobile phone accounts and some bank accounts which are reported about you every month to the ... http://www.freecreditreportuk.co.uk/2008/04/what-information-will-be-shown-on-my-credit-report/ Avoid making late payments try to pay on time setting up direct debits can help you to avoid human errors in forgetting to pay a bill. If you are declined frequently, your credit report will have tell-tale searches recorded, and no account information – lenders will assume that you have had ... http://www.freecreditreportuk.co.uk/2008/04/how-can-i-improve-my-credit-rating/ Your credit report enables you to see who has viewed your credit information either for credit applications or otherwise. This is recorded in the credit applications and searches section of your credit report – searches are kept on report for 2 years and enables you to see who has viewed ... http://www.freecreditreportuk.co.uk/2008/04/who-else-has-seen-my-credit-report/